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Hard Money Lenders in Utah
6 of the 13 national hard money lenders we compared say on their websites that they lend in Utah. The lowest advertised starting rates among them: Lima One Capital (as low as 7.75%), Easy Street Capital (starting at 8.90%), Sherman Bridge (as low as 9.99%). 4 exclude Utah or leave it off their published state lists.
National lenders that lend in Utah
| Lender | Fix-and-flip rate | Max leverage | Min credit score | Loan size | Time to close |
|---|---|---|---|---|---|
| Lima One Capital | As low as 7.75% | Up to 95% LTC, 75% of ARV, 100% of rehab | 660 | $100K to $5M | Within 3 weeks for repeat borrowers; Bridge Plus in as few as 7 days |
| Easy Street Capital | Starting at 8.90% | Up to 93% LTC (90% of purchase, 100% of rehab), up to 75% of ARV | 600 | $75K to $5M+ | As little as 24 to 48 hours (its pages give both) |
| Sherman Bridge | As low as 9.99% | Not stated | Not stated | Not stated | Not stated |
| Express Capital Financing | 10% to 12% | Up to 90% of acquisition and 100% of renovation (its meta description says up to 75% of total project cost) | 600 | $150K to $10M | As little as 5 days |
| LendingOne | Not published | Up to 92.5% LTC, 100% of rehab | Not stated | $100K to $3M | As little as 5 days (its FAQ says 10 business days) |
| Griffin Funding | Not published | Not stated | Not stated | From $100K | Often 7 to 10 days |
Rates are each lender's advertised starting rate for fix-and-flip loans. Click a lender for its full terms.
Lenders that exclude Utah or do not list it
- Kiavi: not on its published state list
- New Silver: not on its published state list
- Upright: not on its published state list
- Ternus: excludes Utah on its website
Lenders that do not publish a state list
Groundfloor, RCN Capital, CoreVest do not publish which states they lend in. Ask them directly about Utah.
Compare all national hard money lenders
Frequently asked questions
Who are the hard money lenders in Utah?
6 of the 13 national hard money lenders we compared say on their websites that they lend in Utah. The lowest advertised starting rates among them: Lima One Capital (as low as 7.75%), Easy Street Capital (starting at 8.90%), Sherman Bridge (as low as 9.99%). 4 exclude Utah or leave it off their published state lists.
What do hard money loans cost in Utah?
Among national lenders that lend in Utah, the lowest advertised starting rates are Lima One Capital (as low as 7.75%), Easy Street Capital (starting at 8.90%), Sherman Bridge (as low as 9.99%). Points and fees come on top, and starting rates go to the most experienced borrowers with strong credit. Check each lender's terms.