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Hard Money Lenders in Oregon
6 of the 13 national hard money lenders we compared say on their websites that they lend in Oregon. The lowest advertised starting rates among them: Lima One Capital (as low as 7.75%), Kiavi (as low as 8.25%), Easy Street Capital (starting at 8.90%). We also list 4 lenders based in Oregon. 4 exclude Oregon or leave it off their published state lists.
National lenders that lend in Oregon
| Lender | Fix-and-flip rate | Max leverage | Min credit score | Loan size | Time to close |
|---|---|---|---|---|---|
| Lima One Capital | As low as 7.75% | Up to 95% LTC, 75% of ARV, 100% of rehab | 660 | $100K to $5M | Within 3 weeks for repeat borrowers; Bridge Plus in as few as 7 days |
| Kiavi | As low as 8.25% | Up to 100% LTC / 80% ARV (an FAQ on the same page says up to 95% LTC) | Not stated | $100K to $5M | As few as 7 days |
| Easy Street Capital | Starting at 8.90% | Up to 93% LTC (90% of purchase, 100% of rehab), up to 75% of ARV | 600 | $75K to $5M+ | As little as 24 to 48 hours (its pages give both) |
| Express Capital Financing | 10% to 12% | Up to 90% of acquisition and 100% of renovation (its meta description says up to 75% of total project cost) | 600 | $150K to $10M | As little as 5 days |
| LendingOne | Not published | Up to 92.5% LTC, 100% of rehab | Not stated | $100K to $3M | As little as 5 days (its FAQ says 10 business days) |
| Griffin Funding | Not published | Not stated | Not stated | From $100K | Often 7 to 10 days |
Rates are each lender's advertised starting rate for fix-and-flip loans. Click a lender for its full terms.
Hard money lenders based in Oregon
Northwest Private Lending
Lake Oswego, OR. Phone: 503-941-5473.
- Loans: Fix and flip, bridge, rehab and refinance, commercial/industrial, in-process construction, 1031 and reverse 1031, acquisition, cash-out refinance, ITIN
- Loan size: $50K - $2M
- Rates: 1% per month; 3 points / $2,500 minimum origination
- Where: Lends in WA, ID
Gregory Russell Private Money Lending
Roseburg, OR. Phone: 888-477-0444.
- Loans: Equity loans, hard money, private money, commercial, construction, lots and acreage, mobile and manufactured home, purchase, refinance
- Loan size: Not stated
- Rates: Not published
- Where: Oregon I-5 corridor, Oregon Coast and Eastern Oregon
Advanced Investment Corp (AIC Loans)
Springfield, OR. Phone: 541.343.9714.
- Loans: Hard money loans, private loans, investment property loans
- Loan size: Not stated
- Rates: Not published
- Where: Throughout Oregon
TriTalent Funding Group
Portland, OR. Phone: (503) 222-4466.
- Loans: Bridge, commercial, construction, investment residential
- Loan size: Not stated
- Rates: Not published
- Where: Oregon, Washington, Idaho, California, Nevada, Arizona, Colorado, Montana, Utah and Texas
Other regional lenders that list Oregon
Pacific Home Loans
Kihei, HI (also lists Henderson, NV). Phone: (808) 891-0415.
- Loans: Private money / hard money: bridge, renovation and rehab, fix and flip, short-term acquisition
- Loan size: Not stated
- Rates: Not published
- Where: Hawaii, California, Arizona, Nevada, Colorado, Montana, Tennessee, Texas, Oregon and Washington; describes itself as a hybrid mortgage bank and broker that funds private money in-house
Lenders that exclude Oregon or do not list it
- New Silver: not on its published state list; offers rental loans only here
- Sherman Bridge: not on its published state list
- Upright: not on its published state list
- Ternus: excludes Oregon on its website
Lenders that do not publish a state list
Groundfloor, RCN Capital, CoreVest do not publish which states they lend in. Ask them directly about Oregon.
Compare all national hard money lenders
Frequently asked questions
Who are the hard money lenders in Oregon?
6 of the 13 national hard money lenders we compared say on their websites that they lend in Oregon. The lowest advertised starting rates among them: Lima One Capital (as low as 7.75%), Kiavi (as low as 8.25%), Easy Street Capital (starting at 8.90%). We also list 4 lenders based in Oregon. 4 exclude Oregon or leave it off their published state lists.
What do hard money loans cost in Oregon?
Among national lenders that lend in Oregon, the lowest advertised starting rates are Lima One Capital (as low as 7.75%), Kiavi (as low as 8.25%), Easy Street Capital (starting at 8.90%). Points and fees come on top, and starting rates go to the most experienced borrowers with strong credit. Check each lender's terms.